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Зап. на цитування
4 Якщо обрати позначку "профайли", то по обраному підрозділу буде відображено усіх фахівців
Якщо у "Напрямок" обрати розділ, то буде відображено усі праці відповідно розділу
Якщо у "Напрямок" обрати спеціальність, то буде відображено фахівців спеціальності
In the article it is determined that financial engineering is repelled from the customer needs, and packaged sales of products and packages. At the same time, difference between financial engineering and package sale, aren't defined accurately. Packing services are considered at four levels: inner productive; inter productive; inter institutional and at the level of self-servicing. It demonstrated the concept of packet-sale financial services. if the customer uses all of the package services for small and medium businesses, the interest rate will be minimal. In this case, a package sale is profitable for both sides: the bank will get the income-generating and loyal customer, who will focus all his transactions in one bank, and the customer will be able to reduce costs for loan servicing, which usually takes the biggest part in the cost structure of bank services. The conducted comparative analysis between financial engineering and financial services package on the ten parameters. The p
Financial intermediaries with the purpose to sale effectively their loan products successfully combine credit a reduced interest rate on the loan and increased commission, compensate expenses at the expense of insurance companies, raised rates for cash management services and other derivatives of loan services. Despite that, the calculation of full loan value has binding effects only in the provision of consumer loans to commercial banks. The article substantiates the need for financial institutions to inform companies about the estimated total cost of financing. The tax shield is taken into account as input cash flow of the borrower- legal entity in determining the full loan value. Depreciation protection, by analogy, is defined as a part of algorithm calculation which takes into account credit conditions in the process of renewal of fixed assets.
Agricultural enterprises are active participants of the trade finance market, especially in terms of the acquisition of plant protection products. Financial agents offer to take advantage of credit or provide services for promissory bill. Choosing the best proposals is connected with clearly understanding of interaction scheme between the participants, the cost services and other parameters of transaction. The aim of the research – to construct patterns interaction of the entities and explore the cost effectiveness calculation of alternative transaction. The schemes of interaction between agricultural producer, distributor and guarantor bank, using promissory and exchange bill, is investigated. It is proved that a promissory bill provides additional income, exchange bill increases the number of customers by granting a deferment. The financial scheme for producers without direct banking borrowing is proposed